Patriot Affordable Housing


They served for us. Now we build for them.

Because serving your country shouldn't mean struggling for a home.

Why We Exist

No Veteran Should Battle for Shelter on American Soil.

After years of sacrifice, too many service members return home only to face a housing market stacked against them. Patriot Affordable Housing exists to change that by providing real pathways to stable, dignified homeownership for America’s military families.

How We Deliver Impact

Connect

We reach military families ready for stability.

Prepare

We offer credit, counseling, and resources.

Place

We support home acquisition in vetted communities.

Support

We remain a resource long after move-in.


You Can Be the Reason a Veteran Has a Place to Call Home

Your contribution today will directly support the first wave of military families preparing for homeownership through our mission. While others wait, you can take action and put a roof over a veteran’s head.

Support housing with purpose. Be a founding force behind Patriot Affordable Housing.

Our Upcoming Community

PAH is actively working to expand affordable housing access for military personnel across high-need communities in the Southeastern U.S.

Meet Canaveral Landing

PAH Leadership Team

Ray Mazzie

Ray is a Managing Partner at Southern Waters Capital (“SWC”) where he focuses on sourcing investment opportunities and assembling the necessary team to develop each project. Before co-founding SWC, Ray led corporate development for a startup company, where he raised capital and worked to structure partnerships with research universities as well as local, state, and federal governments. Ray holds a JD/MBA from Florida State University and degrees in economics and political science. He is a member of the Florida Bar and a former Florida Gubernatorial Fellow for Governor Rick Scott. Ray has extensive experience working with legislators and government agencies, having previously worked at the Florida Department of Business and Professional Regulation, the Florida Housing Finance Corporation, and the Florida Lottery. In addition to advising small businesses and startups on business strategy and legal issues, Ray has also worked with corporate clients on business structuring and transaction needs and been involved in real estate transactions, asset dispositions, and business continuity implementation. has a track record of fostering collaborative business relationships and strategic partnerships at the intersection of business and bureaucracy.

Dean Myerow

Dean is a Managing Partner at Southern Waters Capital ("SWC"), an experienced investment banker and asset manager with a strong financial and legal background. He began his career on Wall Street in 1993 and founded Bergen Capital Inc., a successful investment banking and broker dealer, in 1998. At Bergen Capital, Dean established a successful project-based affordable housing underwriting program in the public finance markets, as well as through Fannie Mae and FHA. In 2005, the firm was acquired by BB&T Bank (now Truist Bank), and Dean was chosen to lead their project finance underwriting and syndication, as well as the special opportunities group, acquiring distressed multifamily housing project loans among other assets. He has a reputation for being a profitable and opportunistic asset manager, while also safeguarding the bank's capital. Throughout his career, Dean has been involved in transactions worth billions of dollars in investment-grade loans and high-yield debt. He has also served on creditor committees, acted as a bond tender agent, advised trustee banks, and has taken an active ownership role in credit workouts involving multifamily housing, healthcare, detention facilities, and student housing. Dean holds a degree in finance from the Isenberg School of Management at the University of Massachusetts Amherst and a Juris Doctor from the University of Miami School of Law. He was admitted to the Florida Bar in 1995.

Heartstone Communities

Our Community Development Partner

Patriot Affordable Housing and Heartstone Communities share a core belief: no family should be left behind. Together, we’re bridging the gap between rising housing costs and limited supply by developing high-quality, affordable manufactured home communities that create lasting opportunities for families to thrive.

Our Mission Needs Patriots Like You

We are seeking like-minded partners across housing, finance, philanthropy, and government sectors. Together, we can deliver long-term housing solutions that honor service with ownership.

Get In Touch